Zepbound Savings Card & Coupons 2026: What Actually Cuts the Price

How do you get the $25 Zepbound savings card?

The card is a free digital offer from Eli Lilly, the company that makes Zepbound. It takes a few minutes to get, and there is no income form.

• Check you qualify: you need commercial insurance. That means a plan from your job, the marketplace or one you buy yourself. You must be 18 or older and live in the US or Puerto Rico.
• Know who is left out: Medicare in any form, Medicaid, TRICARE, VA, DoD and state drug programs can't use the card. That holds even if the government plan is your second coverage.
• Activate it online: sign up on Lilly's Zepbound savings page. You get a card number to give your pharmacy, like a second insurance card.
• Hand it to the pharmacy: the pharmacist bills your plan first, then the card. You can use LillyDirect, Lilly's own online pharmacy, or a retail pharmacy.
• Reuse it at every fill: the same card stays on file when your dose goes up. It allows up to 13 fills a year.

Does the coupon work on every dose and at your pharmacy?

Yes. The $25 offer covers every dose of the Zepbound single-dose pen, from 2.5 mg to 15 mg. You don't need a new card when your prescriber raises the dose.

One $25 fill can cover one, two or three months. If your plan allows a 3-month prescription, that is the cheapest way to use the card.

The $25 is a floor, not a promise. Lilly pays up to $100 of your share for a 1-month fill, $200 for two months and $300 for three. It stops at $1,300 for the calendar year.

• Small copay: if your plan charges $125 or less a month, you pay $25.
• Deductible not met yet: a deductible is what you pay each year before your plan starts paying. Until you reach it, the card still takes off only $100 a month, so the first bills can be large.
• Plan that doesn't cover Zepbound: the card still works, but the single-dose pen costs about $500 a month. Ask for a KwikPen prescription instead. The same card then gives you Lilly's self-pay price at a local pharmacy, from about $300.

Not sure your plan covers it? Our page is Zepbound covered by insurance explains how to check and how to appeal a denial.

No coverage? Lilly's self-pay price, dose by dose

If you have no insurance, or your plan won't pay for Zepbound, Lilly sells it at a fixed cash price. You still need a prescription. It comes in two forms.

• KwikPen: one pen holds four weekly doses. You buy pen needles separately. You can get it from LillyDirect or a local pharmacy.
• Single-dose vials: four vials a month. You draw each dose with a syringe, bought separately. It ships from LillyDirect.

Both forms cost the same.

• 2.5 mg: about $300 a month
• 5 mg: about $400 a month
• 7.5 mg to 15 mg: about $450 a month, if you refill within 45 days of your last order

Miss that 45-day window and the regular price applies. It is about $500 at 7.5 mg and about $700 from 10 mg up. On a long-term dose, a phone reminder is worth it.

Lilly's self-pay offer ends on December 31, 2026, and Lilly can change it at any time. The KwikPen offer also allows at most 11 fills in a calendar year. Our guide to ordering from LillyDirect walks through the steps.

Does Medicare cover Zepbound now?

Yes, through a new program. Since July 1, 2026, the Medicare GLP-1 Bridge gives eligible members the Zepbound KwikPen for $50 a month. It runs through December 31, 2027.

It covers the KwikPen only, not the vials or the single-dose pen. The $50 doesn't count toward your Part D deductible or yearly out-of-pocket cap. Extra Help, Medicare's aid for low incomes, doesn't lower it.

• BMI of 35 or more: you qualify on BMI alone.
• BMI of 30 or more: you also need heart failure of the stiff-muscle type, uncontrolled high blood pressure, or kidney disease at stage 3a or higher.
• BMI of 27 or more: you also need prediabetes, a past heart attack or stroke, or blocked leg arteries that cause symptoms.
• Who is left out: people with type 2 diabetes, moderate-to-severe sleep apnea or fatty liver disease. Their Part D plan may cover a GLP-1 for that condition instead. People whose Part D plan already covers a GLP-1 are left out too.
• How to start: you don't apply yourself. Your prescriber sends the prescription and, if asked, a prior authorization, meaning approval in advance. They also confirm you follow a diet and exercise plan.

The $25 card stays closed to Medicare, so the Bridge is the Medicare route. For plan rules and appeals, see tirzepatide cost with insurance.

Are there free Zepbound samples or a free program?

No. Lilly runs no free sample, free trial or voucher program for Zepbound. Lilly does offer a free app, Lilly Health, and a digital starter kit with tips. Neither one includes medicine.

Lilly Cares, Lilly's charity that gives free medicine to some people with low incomes, does not list Zepbound or Mounjaro. If you have type 2 diabetes and no coverage, its list does include Trulicity, an older weekly shot. Ask your doctor whether it fits you.

Does GoodRx beat the official programs?

Rarely. GoodRx can cut generic drug prices a lot, but Zepbound is still under patent. A GoodRx coupon lands around $995 to $1,050 a month at most pharmacies. That is barely below the list price of about $1,085.

You also can't stack it. GoodRx replaces your insurance and the savings card. It doesn't add to them. If GoodRx shows Zepbound at about $300, that is Lilly's own self-pay offer, not a GoodRx discount. Treat GoodRx as a last check, not a first move.

What each route costs over a year

Zepbound comes in 28-day boxes, so a year means 13 fills. The self-pay totals assume every fill gets Lilly's offer price.

• Savings card, plan covers Zepbound: about $325 a year at $25 a fill.
• Medicare GLP-1 Bridge: about $650 a year at $50 a month.
• Self-pay, staying at 5 mg: about $5,100 for the first year.
• Self-pay, moving up to 7.5 mg or more: about $5,650 for the first year, with on-time refills.
• GoodRx coupon: about $12,900 to $13,700 a year.
• List price, nothing applied: about $14,100 a year.

Two limits apply to the self-pay totals. Lilly's offer ends December 31, 2026, and the KwikPen offer caps at 11 fills per calendar year. A year that crosses into 2027 depends on Lilly's next prices.

Red flags: fake coupons and too-cheap tirzepatide

Cheap GLP-1 offers attract real fraud. Lilly has warned about counterfeit and unapproved tirzepatide sold online. The clearest warning sign is a free sample. Another is brand-name Zepbound sold well under Lilly's own $300 starting price.

• No prescription needed, or a prescription with no real consultation.
• Payment by crypto, wire transfer or gift card. A real pharmacy takes insurance or a card.
• A seller who contacts you first on social media.
• A savings program that charges a fee to join. Lilly's card is free.

Nothing here fits? The next-cheapest route

Some women land outside every program: a plan that excludes Zepbound, no Medicare, and a budget that can't stretch to about $450 a month. For them, compounded tirzepatide from a telehealth service is the usual next step.

It has the same active ingredient, but a pharmacy mixes it. It is not FDA-approved. Month-to-month prices run from about $130 to $650, depending on the seller and the dose. The cheapest sellers charge well under Lilly's price. Others charge more than Lilly at the starting dose. See compounded Zepbound options for sellers and the legal rules, and Zepbound without insurance for every cash price side by side.